In 1992 Congress mandated a pilot demonstration of energy-efficient mortgages (EEMs) in five States. In 1995 the pilot was expanded as a national program. FHA insured 27,150 EEMs in FY2001, 30,331 in FY2002...
Challenges to overspending in homeowners associations can be beneficial. The issues may be justified and provide opportunities for change. As a member of your HOA’s board, it’s important to take...